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Ruby Taylor
Founder: Legacy! Card Game & Financial Joy School

Ruby Taylor is the Founder of Legacy! Card Game and Financial Joy School. Ruby uses the power of financial knowledge to bring connections, application, and education to establish generational wealth for black families. This is how she is closing the racial wealth gap! Ruby was featured in,,, and many more publications.


Ruby is the youngest of eight, born and raised in The Bronx, NY. Ruby currently resides in Baltimore, MD with her wife Dr. Sheila Graham and two kids. Ruby is a double HBCU alum (Howard University and Virginia Union University). She is a traumatic brain injury survivor, driven to make our world more equal, joyful, and just.


Our housing justice program offers down payment grants to qualifying BIPOC first time home buying residents in the DC and Philadelphia areas. Awards range from $5,000 to $15,000 and grants are made multiple times per year until funds are expended.

The application/review process is straight forward and uncomplicated.

Our Board of Advisors reviews applications, interviews finalists and identifies grantees. This is a partnership with the Greater Washington Community Foundation who supports the administrative complexity so we can very simply help people buy homes. *

Applicants must identify as one of the following: American Indian, Indigenous, Alaska Native, Asian, Pacific Islander, Black, African American, Hispanic or Latinix birdSEED has made 29 provisional grants to date. The total grant pool available was $215,000. Additional funds have been raised from supportive community members who shared our vision of simple, no strings financial down payment grants that accelerate the home buying process. If you are positioned to give, please do. Needs are great, resources are limited and your help is essential.

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